HOMEOWNERS FACING FORECLOSURE SHOULD NOT DO THE FOLLOWING:

• Sign a contract under pressure.  Take your time to review the paperwork thoroughly.
• Sign away ownership of your property to anyone without the advice of a lawyer.
• Pay your mortgage payments to someone other than your lender without your lender's prior approval even if he/she promises to pass the payments on to the company.
• Ignore warning letters from your lender.  Rather, you should contact your lender or a lawyer immediately for help.
• Make a verbal agreement.  Get all promises in writing and get full copies.
• Sign anything with blank lines or spaces.  Information could be added later that you did not agree to. 
    
                                                                                            

 If you are interested in receiving Mortgage Default & Delinquency counseling,
call our Agency at 410-638-3045.  

 Click here to download the DEFAULT INTAKE PACKAGE.

Browse these websites for information regarding foreclosure prevention:

Financial Stability

Maryland's Recovery & Reinvestment